| SELECT COVER | BUDGET VISITOR COVER | STANDARD VISITOR COVER | ADVANTAGE VISITOR COVER | BUDGET VISITOR COVER WITH EXTRAS | STANDARD VISITOR COVER WITH EXTRAS | ADVANTAGE VISITOR COVER WITH EXTRAS |
| MEETS VISA REQUIREMENTS | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 |
| HOSPITAL | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 |
| AMBULANCE | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 |
| DOCTOR (GP) | 🔴 | 100% MBS | 100% MBS | 🔴 | 100% MBS | 100% MBS |
| PHARMACEUTICAL PRESCRIPTIONS | 🔴 | A$50 per item / co-pay apply | 🟢 | 🔴 | A$50 per item / co-pay apply | 🟢 |
| OUTPATIENT SPECIALIST/SURGEON CONSULTATIONS | 🔴 | 85% MBS | 100% MBS | 🔴 | 85% MBS | 100% MBS |
| OUTPATIENT SPECIALIST SERVICES | 🔴 | 85% MBS | 100% MBS | 🔴 | 85% MBS | 100% MBS |
| OUTPATIENT PREGNANCY | 🔴 | 🔴 | 🟢 | 🔴 | 🔴 | 🟢 |
| DENTAL | 🔴 | 🔴 | 🔴 | 🟢 | 🟢 | 🟢 |
| OPTICAL | 🔴 | 🔴 | 🔴 | 🟢 | 🟢 | 🟢 |
| PHYSIOTHERAPY | 🔴 | 🔴 | 🔴 | 🟢 | 🟢 | 🟢 |
| NIB ALSO PAYS 100% OF THE COST FOR: | | | | | | |
| ACCIDENTS | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 |
| JOINT INVESTIGATIONS | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 |
| BACK SURGERY | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 |
| COLONOSCOPIES | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 |
| EYE TREATMENTS & SURGERY | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 |
| GASTROSCOPIES | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 |
| APPENDIX REMOVAL | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 |
| HERNIA REPAIR | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 |
| REHABILITATION (I.E. PHYSICAL THERAPY AND EXERCISE TREATMENT) | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 |
| TONSILS & ADENOIDS REMOVAL | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 |
| GROMMETS IN EARS | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 |
| ALL OTHER MEDICARE RECOGNISED SERVICES NOT LISTED HERE | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 |
| MEDICAL REPATRIATION TO HOME COUNTRY | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 |
| NIB ALSO PAYS SOME OF THE COST FOR: | | | | | | |
| MBS | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 |
| PALLIATIVE CARE | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 |
| MBS | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 |
| PREGNANCY | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 |
| MBS | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 |
| PSYCHIATRIC TREATMENT | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 | 🟢 |
| NIB DOES NOT PAY FOR: | | | | | | |
| IN-PATIENT AND OUT-PATIENT SERVICES NOT COVERED BY MEDICARE SUCH AS COSMETIC SURGERY (TO ENHANCE APPEARANCE) OR EXPERIMENTAL SURGERY | 🔴 | 🔴 | 🔴 | 🔴 | 🔴 | 🔴 |
| INFERTILITY TREATMENTS LIKE ASSISTED REPRODUCTIVE SERVICES OR IN-VITRO FERTILISATION AND SECONDARY CONDITIONS RELATED TO INFERTILITY. | 🔴 | 🔴 | 🔴 | 🔴 | 🔴 | 🔴 |
| BONE MARROW AND ORGAN TRANSPLANTS | 🔴 | 🔴 | 🔴 | 🔴 | 🔴 | 🔴 |
| OUT-PATIENT PSYCHOLOGY SERVICES | 🔴 | 🔴 | 🔴 | 🔴 | 🔴 | 🔴 |
| OUT-PATIENT PSYCHIATRIC SERVICES | 🔴 | 🔴 | 🔴 | 🔴 | 🔴 | 🔴 |
| EXTRAS: | | | | | | |
| UNLIMITED PREVENTATIVE DENTAL | 🔴 | 🔴 | 🔴 | 🟢 | 🟢 | 🟢 |
| GENERAL DENTAL | 🔴 | 🔴 | 🔴 | 🟢 | 🟢 | 🟢 |
| MAJOR DENTAL | 🔴 | 🔴 | 🔴 | 🟢 | 🟢 | 🟢 |
| OPTICAL | 🔴 | 🔴 | 🔴 | 🟢 | 🟢 | 🟢 |
| PHYSIOTHERAPY | 🔴 | 🔴 | 🔴 | 🟢 | 🟢 | 🟢 |
| EXCESS: | A$500/ year/ person | A$500/ year/ person | A$500/ year/ person | A$500/ year/ person | A$500/ year/ person | A$500/ year/ person |
| POLICY DOCUMENT |  |  |  |  |  |  |
